Posted by: knockoutniki on: January 21, 2009
I know – there is a little explaining to do on this budget. First, I am sorry this post is so late. With finals and whatnot, I haven’t had time to post anything really. Plus, I am not really deviating from my budget a whole lot, so ya. Second, I need to explain where the extra $3550 is coming from this month. Trust me, I am just as shocked as you are.
If you read this blog (or my other blog), you know I am in school full time. Last year, I was a strictly student loan kid. No financial aide and no grants because I didn’t qualify. This year is a different story. I was able to get financial aide – WOOT! But, clearly, I didn’t know the different between a regular strudent loan and financial aide because last week I got a nice fat check in the mail – a whooping $3500 bucks for lil’ ole’ me to spend on the necessary items that help me along as a student. I wish I had taped the conversation with my Financial Counselor. I thought it was a joke. A sick, heartless joke because I could do so much with that money. He told me that I could use the money however I wanted – pay bills, pay credit cards, use it for rent, food, clothing, a laptop… basically anything but a trip to Hawaii (dang). And whatever I didn’t use, I could start paying down my principle for the first year loan or keep for whatever emergency comes up. So, I decided to do it little of both, if you couldn’t tell.
the Boyfriend and I are planning to go spring training again this year, so I set aside some money from my paycheck to cover that, while I used to COL (cost of living) check to cover what I was setting aside – mostly to pay bills. Also, I am using a portion of that check to completely pay off the rest of my consumer debt! WOOTWOOTWOOT. You have no idea how good it feels to be out of consumer debt. I have spent the better part of 5 years trying to do it and it is finally all gone. And if I am gonna have debt, I am glad it is student loans. Otherwise, the rest is going into savings, cars insurance, and back to CitiBank to start making payments on my loan from last year.
Wow, that is a long post. HAHA.